Worker climbing red ladder to house roof

Our Services

Forensic-Level Public Adjusting for Homeowners

When your home is damaged and you need to file an insurance claim, you deserve more than a surface-level inspection. You deserve a thorough, evidence-based investigation that documents the full scope of your loss and proves your claim with technical precision. At Southeastern Public Adjusting, we work exclusively for homeowners-never for insurance companies. Our forensic approach to claims advocacy ensures that nothing is overlooked and everything is properly documented.

What We Do

Complete Claims Management
We handle every aspect of your insurance claim from start to finish:

Policy Review & Interpretation

We analyze your coverage to understand what's included and ensure accurate application

Comprehensive Loss Documentation

We document all damage with forensic-level detail and professional photography

Claim Preparation & Submission

We prepare and present your claim with clear, defensible documentation

Negotiation & Advocacy

We represent your interests throughout the entire claims process

Settlement Review

We ensure final settlements accurately reflect the documented loss

By law and by principle, we represent only the homeowner

Our responsibility is to you—to document the loss correctly, interpret the policy accurately, and present the claim in a clear, professional manner.

Our Forensic Approach

What Makes Us Different
We don't just look at whether something appears damaged—we look at how the damage happened, when it happened, and whether the structure can truly be repaired or must be replaced.
Most inspections stop at what's visible. We go deeper
Our evaluations include:

Forensic-Level Inspection

  • Detailed analysis of damage causation and extent
  • Evidence-based methodology that stands up to scrutiny
  • Documentation that proves the loss, not just describes it

Material Behavior Analysis

  • Study of how building materials respond to storm forces
  • Impact pattern identification and interpretation
  • Material failure mode analysis

Certified Repairability Assessment

  • Professional evaluation of repair viability vs. replacement necessity
  • Building code compliance review
  • Long-term performance and safety considerations

Verified Storm Data Integration

  • Cross-reference damage with documented weather events
  • Wind speed, hail size, and storm path verification
  • Timeline establishment for causation proof

Code & Material-Based Evaluation

  • Current building code requirement analysis
  • Material compatibility and specification review
  • Industry standard application

Types of Claims We Handle

Storm Damage Claims

  • Wind damage assessment

  • Hail damage documentation

  • Combined event analysis

  • Multi-system impact evaluation

Roof Damage Claims

  • Shingle and membrane failures

  • Structural compromise documentation

  • Flashing and underlayment evaluation

  • Complete roof system analysis

Water Damage Claims

  • Leak source identification

  • Secondary damage documentation

  • Structural moisture assessment

  • Mold and Contamination Evaluation

Property Damage Claims

  • Siding and exterior damage

  • Structural integrity evaluation

  • Interior damage documentation

  • Complete property assessments

Why Our Approach Matters

Insurance claims are complex. Homes are complex. Damage is rarely as simple as it looks.

Homeowners deserve more than a quick look or a surface opinion. They deserve a careful, technical evaluation that stands up to scrutiny and treats their home with the seriousness it deserves.

Group discussing documents in cozy office

Our Methodology Ensures:

  • Accuracy - Nothing is missed or underestimated.

  • Defensibility - Documentation that withstands carrier scrutiny.

  • Clarity – Complex technical findings translated to plain language.

  • Completeness – All damage properly identified and documented.

  • Professionalism - Respectful relationships with all parties involved.

Our Process

1. Initial Consultation

We discuss your situation, review your policy, and explain how we can help.

2. Comprehensive Inspection

We conduct a forensic-level evaluation of all damage using technical inspection methods and documentation protocols.

3. Documentation & Analysis

We compile clear, professional documentation that combines forensic findings with verified data and code-based evaluation.

4. Claim Preparation

We prepare and submit your claim with complete documentation that accurately represents the loss.

5. Negotiation & Advocacy

We represent your interests throughout the carrier's review process, responding to questions and providing additional documentation as needed.

6. Settlement & Resolution

We review all settlement offers to ensure they reflect the true scope and cost of repairs, and we advocate for fair resolution.

Each claim depends on the damage, the policy, and the carrier's review process. Some resolve quickly. Others take time. What never changes is who we represent and how we approach the work.

Professional, Technical, and Homeowner-Focused

We combine forensic-level inspection methods, certified repairability analysis, verified storm data, code and material-based evaluation, and clear, professional documentation—all with one purpose: to help accurately prove the loss.

By approaching each claim from a forensic point of view—and communicating it in plain language—we help homeowners understand what's happening, why it matters, and what to expect throughout the process.

Working With Insurance Companies

While we work exclusively for homeowners, we maintain a respectful, professional relationship with insurance companies and their adjusters. That cooperative approach often helps the process move more smoothly-though every claim is different.
We believe in clear communication, professional documentation, and fact-based advocacy that benefits all parties by establishing the truth of the loss.

House roof with two white chimneys

Ready to Get Your Claim Right?

If your home has been damaged and you need an advocate who approaches your claim with forensic precision and unwavering commitment to your interests, we're here to help. Don't settle for less than your home deserves.